EQCover insures
- Separate homes in the same building. If you own a building or a part of a building with more than one home in it, you should tell your insurance company how many homes there are so that you get the maximum amount of EQCover;
- Separate buildings which are part of the home (e.g. sheds and garages);
- Services which you own (e.g. water pipes and electrical cables) up to 60 metres from any of the buildings forming part of the home, or up to the edge of the property if this is less than 60 metres.
Personal possessions
Your personal possessions are your personal effects and the contents of your home or homes. Some items are excluded (See what EQCover doesn't insure).
Land
If your home is insured, EQCover also insures some of your land. This cover is limited and is restricted to land that is within your property boundary and comprises only:
- The land under your home;
- The land within 8 metres of your home;
- The land of the main accessway (or under or supporting the main accessway) up to 60 metres from your home, but not the driveway or any artificial surfaces like concrete or asphalt that cover the accessway.
EQCover also covers retaining walls, bridges and culverts within affected properties but for less than the replacement value.